Terms of Service
Effective Date: January 1, 2023
These User Terms of Service (the “User Terms”) govern your access and use of our online DIY credit repair business software platform (the ““Services”). Please read them carefully. We are grateful you’re here.
First things First
  • These User Terms are Legally Binding
These User Terms are a legally binding contract between you and us. If you access or use the Services, or continue accessing or using the Services after being notified of a change to the User Terms, you confirm that you have read, understand and agree to be bound by the User Terms. “We”, “our” and “us” currently refers to Credit Report DIY, LLC.
A Few Ground Rules
  • You Must be Over the Legal Age
To the extent prohibited by applicable law, the Services are not intended for and should not be used by anyone under the age of eighteen.
  • While You Are Here, You Must Follow the Rules
To help ensure a safe and productive experience, all users must utilize our services in a professional and courteous way. Attempts to abuse our technology platform through the use of bots, scripts or other actions will result in termination of access to our platform.
Limitation of Liability
In no event will you or we have any liability to the other for any lost profits or revenues or for any indirect, special, incidental, consequential, cover or punitive damages however caused, whether in contract, tort or under any other theory of liability, and whether or not the party has been advised of the possibility of such damages. Unless you are also a customer (and without limitation to our rights and remedies under the contract), you will have no financial liability to us for a breach of these user terms. Our maximum aggregate liability to you for any breach of the user terms is one hundred dollars ($100) in the aggregate. The foregoing disclaimers will not apply to the extent prohibited by applicable law and do not limit either party’s right to seek and obtain equitable relief.
  • Application of Consumer Law
Credit Report DIY is a business platform designed to enable businesses to build and launch their own business ventures and is not for consumer purposes. To the maximum extent permitted by law, you hereby acknowledge and agree that consumer laws do not apply.
  • Survival
The sections titled “The Relationship Between You, Customer, and Us,” “Limitation of Liability,” and “Survival,” and all of the provisions under the general heading “General Provisions” will survive any termination or expiration of the User Terms.
General Provisions
  • Email Communication
Except as otherwise set forth herein, all notices under the User Terms will be by email. A notice will be deemed to have been duly given the day after it is sent, in the case of a notice sent through email. Notices under the Contract will be delivered solely to Customer in accordance with the terms of that agreement.
  • Privacy Policy
Please review our Privacy Policy for more information on how we collect and use data relating to the use and performance of our products.
  • Modifications
As our business evolves, we may change these User Terms. If we make a material change to the User Terms, we will provide you with reasonable notice prior to the change taking effect either by emailing the email address associated with your account or by messaging you through the Services. You can review the most current version of the User Terms at any time by visiting this page. Any material revisions to these User Terms will become effective on the date set forth in our notice, and all other changes will become effective on the date we publish the change. If you use the Services after the effective date of any changes, that use will constitute your acceptance of the revised terms and conditions.
  • Severability
The User Terms will be enforced to the fullest extent permitted under applicable law. If any provision of the User Terms is held by a court of competent jurisdiction to be contrary to law, the provision will be modified by the court and interpreted so as best to accomplish the objectives of the original provision to the fullest extent permitted by law, and the remaining provisions of the User Terms will remain in effect.
  • Governing Law; Venue; Fees
The User Terms, and any disputes arising out of or related hereto, will be governed exclusively by the same applicable governing law of the state of Florida.
Each party hereby consents and submits to the exclusive jurisdiction of such courts. In any action or proceeding to enforce rights under the User Terms, the prevailing party will be entitled to recover its reasonable costs and attorney’s fees.
  • Entire Agreement
The User Terms, including any terms incorporated by reference into the User Terms, constitute the entire agreement between you and us and supersede all prior and contemporaneous agreements, proposals or representations, written or oral, concerning its subject matter. To the extent of any conflict or inconsistency between the provisions in these User Terms and any pages referenced in these User Terms, the terms of these User Terms will first prevail; provided, however, that if there is a conflict or inconsistency between the Contract and the User Terms, the terms of the Contract will first prevail, followed by the provisions in these User Terms, and then followed by the pages referenced in these User Terms (e.g., the Privacy Policy). Customer will be responsible for notifying Authorized Users of those conflicts or inconsistencies and until such time the terms set forth herein will be binding.
  • Contacting Credit Report DIY
Please also feel free to contact us if you have any questions about Credit Report DIY’s User Terms of Service. You may contact us at hello@creditreportdiy.com.